There are many wealth creation strategies and investment techniques available to those who are looking to create a passive income. These fall into three main categories. Running a business, investing in property and investing in the share market. Although there are many options in each of these areas, finding the right wealth creation strategy for you is not that hard.

The formula for Wealth Creation is relatively simple. In order to increase your wealth, you need to increase your wealth generating activities. Most of us start out trading our time, for money. We get paid an hourly rate for doing a certain job. The problem with this is that in order to increase your income, you usually need to increase the amount of hours you sell to your employer or clients. Which in turn reduces the amount of time you have to spend on yourself, your family and doing the things you enjoy.

In order to increase your quality of life, the only realistic strategy is to increase your income, and reduce the amount of hours you work. How do you do this you might ask? By using time tested wealth creation strategies and investment techniques to create and then increase your passive income.

Creating a Passive Income gives you more time and money to spend on Wealth Creation

Passive income is generated when you are making an income without having to work for it. For example if you own a business, that you have setup to run completely on its own, or if you own shares in a company that pays you annual dividends, or perhaps a piece of real estate that generates capital or rental returns.

All these investment techniques earn you passive income. because you are not limited by the amount of hours you can spend per day working on them. Instead of working for money, you now have money working for you. This is the true essence of any effective wealth creation strategy. Maximum return for minimum effort.

Visit the Global Investment Institute and signup for our free Investing For Beginners E-Course at http://www.Global-Investment-Institute.com

Investment webmasters or publishers, please feel free to use this article provided this reference is included and all links remain active.

In the begining it's a tentative situation. Your first few deals are small potatoes. To make money with no investment is not entirley accurate. Everyone has access to something. Some small amount that will be allocated for wealth building. I think back to when I was starting from scratch and at the time my cynical attitude made it painful, but looking back I remember the experience fondly.

It's challenging to make money with no investment capital but when you are starting from scratch you have nothing to lose. With your back to the wall, you can go forward confidently in the knowledge that you literally have little to lose.

Curiously, all great wealth once began from scratch. To make money with no investment capital is exactly the situation you need to be in if you want to succeed and get that first million under your belt.

You see, it's not how much you started with that counts. It's not how much you have made that counts. What matters is the system. HOW you do it. If that is based on sound principles then you will never fear poverty again.

I could make money with no investment capital if you dropped me in any free City on the planet. I guarantee you within a few months I'd be living well (providing I spoke the language).

Starting from scratch, the first thing I would do is find a market. No money, but I have my self. I can offer a service. As soon as I make a few hundred dollars saved, I would begin applying the principles of opportunity investment. I would trade up and up until I had borrowing capacity.

I would use the leverage that borrowing allows me to manufacture obscene compounding returns in real estate and large ticket items like used trucks and yachts. I would work until I was comfortable, then start spending on myself.

You are in a better situation than my scenario. You have friends, contacts, and knowledge of your town. You have experiences and intimate perceptions of the existing markets in your home town. All you need is the knowledge to make it happen.

To make money from scratch with no investment capital is easy. Don't be fooled into thinking your situation is hopeless. You need knowledge, tools, and skills. It's time you took a real shot at your first million, believe me the second and third will be easy.

"The pain of discipline is less then the pain of regret" –
Martin Thomas

Copyright2005 Opportunity Investor.com

This article may be freely reprinted as long as there are no changes made to it and the link in the resource box is left active.

Jack Reynolds' was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did Jack do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here

Andrew Newberry is a distant family friend that knew about my business acumen. He knew how I had been in his position only 24 months previously and had heard about the new life I was leading with the wealth I had generated. I could hear the earnest desperation in his voice, when he asked me "how'd you do it Jack"? His question was open and sincere. In my eye's he was at a point where there was only one direction for his life to go…up.

Andrew needed to make money fast. His family were in danger of losing the roof over their heads and although Andrew worked a fulltime job, there were difficulties that created this current crisis.

He couldn't understand how I had done so much considering my humble beginings, while he had worked at his current job for over 10 years and was saddled with the difficulties he was currently experiencing. He told me he had no money to invest or anything like that, but could I advise him on what if anything was possible.

This was my response to him.

You see, what he was asking me specifically was, "how do I make money with little or no investment." My mind ignored his emotional pain and focused on his reality.

Talking about Real Estate investment or anything that needed a capital injection was futile for Andrew, he needed to hear something different. This is what I told him to do, step by step. I told him that if he followed these two steps, he would have $100,000 within 12 months. He did it in 6.

Step one, get a little money.

Not much needed, a few hundred dollars would do, but he has to find something as a seed capital account. I gave him several ideas based on opportunity-investment that seemed too obvious to him and he fought me on it until he made it work. It took some doing to convert him, but he finally gave in to creating value from objects that he currently owns, that he doesn't want or need. More detail about this can be uncovered if you follow my link below.

Step two, Go Shopping

I explained to Andrew the mechanism behind my success. Compounding, intrinsic value, leverage, rapid capital gains, pyramiding profits. I then asked him to compound the money he made ($1000 dollars) by 30% 19 times. In other words, I told him to find 19 investment-objects that were for sale that he could buy, that had at least 30% or more spare intrinsic value.

Intrinsic value is everywhere. Whether you are buying New York sky scrapers of marble pool tables or Bertram boats, every market has a percentage of sellers offering their goods at well below market value.

Andrew started with old cars because he was a mechanic and now he had a game plan he was going to compound his money with his existing skill set. He traded up and up until he had $12,000 in six weeks. His first purchase was a car in cute condition, but unwanted by the owner because they had just bought a better car. He got it for a small amount and cleaned it well and sold it quickly for a good 300% profit. He went from there.

Get your calculator out and see how he did it, how he evolved his money without a hitch. Start with 1000 then multiply by "1.3" which is the same as 30% Don't press equals, just hit "1.3" and multiply symbol again. Do that 19 times.

When Andrew sold his last auto deal, he was ready to get involved in Real Estate. With $12,000 it wasn't much but it was enough to start applying the same principles with Real Estate. This is where his compounding really escalated.

It escalated, because now he was using leverage….borrowed money. He called me on the day he was ready to start compounding with Real Estate with another problem. As I advised him "get into Real Estate Andrew as quickly as you can, around the $10,000 mark its time to get into that game"

He had a problem. The houses in his area were dear, he couldn't see how having $12,000 was enough to get involved.

I advised him that he should forget about houses until he had at least $40,000 He should focus on raw land. Raw blocks are cheap and easily re-zoned into a higher purpose. With just a small investment at the local town planning department he could re-zone a residential into a commercial or the other way around where appropriate. Its called a "soft" or "paper" rennovation. No painting, no work, just a few simple forms and a fee to pay.

Creating a new use is just one way to add value to raw land, there are many others. Andrew researched and discovered them all. He stuck with land after all was said and done. He discovered buying a large block and subdividing it was very profitable. The second deal he did, he bought a block of over an acre, surrounded by established homes for $300,000 (with a bank loan) It was a corner block and he split it into three handsome sized blocks, tailored to the upper market. The first two blocks paid out his loan and put profits in his pocket, the last block he used as collateral for another bank loan where he built his own beautiful mansion on.

He sold it for a final profit of $354,000

That was about 6 months after our little chat on that cold evening.

To your health and rapid success.

Jack Reynolds was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did he do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here.

You've seen the real estate guru advertisements for books, DVDs, programs, seminars, and mentoring coaches promoting no-money-down deals. Perhaps you've watched the infomercial on TV with the people telling their stories of how they made millions investing in real estate with no-money-down and cash back to the buyers.

Maybe you, like me and many others, have purchased books or expensive systems based on these no-money-down and lease-option investing schemes. Here's the rest of the story.

Perhaps you've seen an ad in your local newspaper offering a home with 100% financing from the seller or a lease option. You should know that the investor offering these types of deals makes money by purchasing the property at a discount and selling the property for an inflated price.

Lease-option real estate investors play the odds. They bet that most people won't be in a position to purchase the lease-option home in a year. So the investor seeks a hopeful tenant to make higher than average rental payments, pay more move-in cash, and make the investor's mortgage payment. Those tenants who do eventually purchase the home paid much more for the home than the investor. Many tenants never come up with a new mortgage loan to purchase the property when the time runs out. Either way, the real estate investor makes money.

First-Time Home Buyers

If you need to buy your first home to live in, these home-purchase methods may help you if you have terrible credit and can clean it up in time to finalize the purchase in a year. Just understand that you're paying too much for the property and may not make any money on appreciation. On the other hand, if you have strong credit, you can purchase a bargain house with no money down legitimately.

Tips for Beginning Real Estate Investors

Don't buy overpriced property! Avoid 100% investor-financed "deals." You will have to wait too long to make any money. Plus, the rental income most likely won't come close to making the mortgage payment for you.

Don't waste your money buying real estate guru books, DVDs, programs, seminars and mentor-coach promoting no-money-down deals. Would you buy a book on how to make a fortune on the Internet that was written in 1995?

These out-of-date, no-money down schemes, tell you to look for home sellers in distress who will let you buy their home for no-money down with the seller financing the property for you. This system worked last century. Today's home sellers know that they can get a buyer who can get their own financing.

Plus, today's home sellers know that other sellers have lost money selling with no-money down. They've heard the stories where home sellers didn't get paid and had to foreclose on a property. They've heard the stories where the investor-buyer rented the house to tenants who trashed the property. They've heard the stories where the investor-buyer collected the rent and didn't pay the home seller.

To get started building wealth in real estate today:

1. Get your credit ready for mortgage financing. (Mortgage credit differs from consumer credit.)

2. Buy right. Don't overpay for deals that sound too good to be true. These schemes are too good to be true!

3. Guard your money. Don't get yourself in over your head with high mortgages on rental properties that cause you negative cash flow and jeopardize your financial well-being. The best way to do this is to make sure you get the best mortgage rates on a bargain-priced property.

You can buy investment property for little — or even no-money down. Get started by buying your home or a second home. Real estate investing offers you the most tried and true way to build wealth when you avoid investing schemes.

Copyright ? 2005 Jeanette J. Fisher. All rights reserved. (You may publish this article in its entirety with the following author's information with live links only.)

Jeanette Fisher loves to help first-time home buyers and beginning real estate investors. Free ebook, Credit Tips for Mortgage Financing. http://www.recredithelp.com For the best "beginner's real estate investing book" see http://www.doghousetodollhousefordollars.com

When we refer to the term "alternative investment" we tend to think of anything that is NOT real estate or the stock market since these are seen as the traditional investment mediums.

But they are far from ideal as methods for rapid wealth creation. Real estate is by far the better of the two and if approached creatively, can be an incredible source of rapid wealth.

But there is another centre of wealth creation, rarely talked about. Never spoken about but truly the pinnacle of fast fortunes. Its the one product that can be invested in that cannot be lost. It costs nothing to buy, but can be resold again and again for massive profits every time.

This one alternative investment product I have personally invested in has brought me more wealth in the last 5 years, then I could carry in a convoy of trucks.

We all know (or should know) that alternative investments are where the Rocket money is. Its where the jet fuel is. Finding investments with supercharged potential is the most astonishing way to make millions fast. They say its where the risk is too, but I doubt the keepers of this wisdom have ever invested in a hot lunch, much less understand their own words.

The one alternative investment product that drives fortunes into the hands of ordinary people cannot be lost or stolen. Its not kept in a bank safe and its rarely even insured for its valuable properties.

The product Im about to name is more safe, once you have invested in it and returns more yield and money into your pockets then 1000,000 shares of enron and the entire value of the stock market combined.

The product Im talking about is YOU. Specifically your capacity to see what others cannot see. Your learned skills to apply value to objects that others don't value. Thats as far as I'll go, Im not writing war and peace here, its just a short article.

When you develop a few simple skills based on a few simple insights, your investment will be complete. The yields are astronomical.

My very best to you.

Jack Reynolds' was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did Jack do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here

Ever since I was a kid, I played with vision. I saw things as they were, then applied different fanciful overlays against the reality. I looked for logical outcomes based on those creative overlays to practice "eventuation"

It was and still is a habit. I was the number one kid with potential but no follow through according to teachers. I was a day dreamer.

Its no surprise this day dreaming kid turned into a day dreaming adult with no real prospects or intrinsic worth. I drifted from job to job, from interest to interest. I can tell you looking back, that theres absolutely nothing wrong with that. I consider it normal and the people with the capacity to stick to a mind numbing job for 40 to 60 hours per week for years and years is the abnormal state.

Of course things changed for me, I changed when I met Martin Thomas and found out there was a practical application to make money with this capacity to day dream. Im "well heeled" today (as they say) and its simply obvious to me that real wealth is created. I dont mean in the practical sense like you would use the word to describe a task. I mean in the biblical sense like when we describe how God created the world and rested on the seventh day.

Alternative investment is essential for rapid wealth accumulation. We create money, we create value, we create worth through the power of the mind. Through our capacity to visualize what could be. Everyone has this capacity and this I suppose echoe's Napolean Hills "Think and grow rich" but its based in real world experience.

The main and traditional wealth centres are the stock market and real estate. But these are just the tip of the iceburg and that is why such a large percentage of people don't find their financial dreams in these arenas.

Being so obvious and prominent, everyone seems to gravitate to these areas rather then thinking laterally. (Or approach the same markets with a lateral, creative approach which is just as good)

So many don't earn much at all because the market is too crowded and we all know, not everybody can be very successful because both of those arenas are "zero sum games" (meaning, for there to be winners there must be losers because thats where the winners spoils come from)

As a person with a desire to accumulate wealth rapidly, your job is to avoid the "zero sum games" These are 18th century relics, however old traditions die hard. To grow money exponentially we need to become visionaries. You must apply your capacity to "see" what others cannot see in uncrowded arena's where the game is for mutual improvement for everybody or what I term "infinite sum games" where all participants benefit. Not all will get fiscal benefits, however money is not something that everybody wants. As the visionary its your job to "see" whats required and provide this commodity in exchange for the fortune you seek.

Alternative investment is where the potential is. Its where your future is.

May success find you fast and knowledge find you first!

Jack Reynolds' was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did Jack do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here

Ask a millionaire what they look for in a business investment opportunity and inevitably they will tell you low risk, high reward. That's pretty obvious and certainly what I look for when Im ready to take on a new project.

By low risk, we inevitably mean low entry cost. A small outlay for the highest possible yield is always desired from an investment perspective. Sitting on some money, the last thing we want to do is squander it rather then make it work for us so it grows. So we look for places to invest it for a return.

The stock market may offer 5%-10% and in a really good year you can expect no more than 30% in fact that would be such a good year that you should definitely consider selling soon simply because its such an aberration that it is bound to return a negative number next year.

Of course the stock market is not a low risk, high reward investment. The outlay is 100% of the money we have to invest. We can invest in options or warrants which only require a premium to be paid against the value of the stock parcel however this is best left to highly skilled stock players as the premium is generally and often lost buy the investor.

A business investment on the other hand is quite a different proposition from the perspective of the stock market. In the stock market you have absolutely no control over the company or its share price and where it goes…north or south. A business investment means you are the commander and chief of the ship. You have maximum 100% control of the future consequences and outcome of the businesses fate.

Neither of these investment mediums are particularly attractive to me but it doesn't mean they won't work for you. A low risk business investment that does attract me is creating money from very little. Irrespective of how much money my bank account bulges with, I always pursue the low investment/high value purchase that gives me access to excess intrinsic value.

I don't mind whether its a sea going vessel or a house or a used circus tent. To me its irrelevant. Its the numbers that matter and the intrinsic excess value. These "levers" are the structure of the deals I create.

Making money from thin air is not only possible, but with good capital gains- deal after deal you can only start making big money within 12 months.

To your health and rapid success

Martin Thomas is a Successful Investor and CEO of http://www.opportunity-investor.com
For some amazing information about your first million thats on its way to you right now, follow the link above.

Wealth building is a simple process. The hardest part is understanding exactly what is required of you. If you listen to financial planners and accountants, you may be forgiven for feeling confused and lost. Personally it is my opinion that many of these professionals don't know what they mean themselves on occasion, but your obvious confusion is satisfaction enough for them.

There are three little things you need to build wealth. I am not talking about some distant date in the future, I am speaking of the massive and rapid compounding of your seed capital account today and in the next year.

There are three things you need. Bare in mind I speak from personal experience and not from an acedamic mindless parroting of concepts. I am not one of these finance professionals, I am however an investor and have practiced what I am about to tell you for over 5 years now with great success. So these three little things are not in any way mainstream advice. You should consider if it is right for your own circumstances.

The three little things are

Control
Segregation
Compounding Rate

Control

Taking back the power over your money and financial future is the first step. Now I know it's simpler to start saving and hand over the money to some faceless funds manager and hope for the best, but even a "super" fund manager would feel they have done you a great service if they returned to you just 30% per YEAR! That is at the high end and even then you can expect that these gains are offset in the following years with a small or even negative return. Not very thrilling is it.

When you become the investor source yourself, when you take the reins and have a daily input into where your money goes, then you can achieve returns a quantum leap from the stock market. I can assure you that a hands on approach can yield 200% per MONTH!

Segregation

Most people fail to realize that wealth building is not an exercise in saving. To make money fast and easy starting with no investment, you must have a certain mind set.

Unfortunately saving is how most people see investing. They see it as saving money with a small benefit of a yearly percentage increase. The truth is investing is not saving. Even $100 should grow every month without the need for you to work in a job and keep topping it up. It should grow of its own accord, or in the case of opportunity investment, it should grow with your help every month without the need for you to top up the account.

That being said you need to segregate your seed capital into a seperate account that is never touched for anything but compounding growth.

Compounding Rate

The rate needs to reflect the effort you put into your investing business. 10% per year is not going to do anything. 10% per month is better but so much more is achievable if you understand how to find investment objects and use them to create a large compounding effect.

That is the goal of opportunity investment. To create transactions that steadily grow in dollar value to reflect the current level of your seed capital account. Sure, you may not be able to jump into real estate immediately but investment objects exist at all levels of the spectrum.

You should shoot for doubling your seed capital each month. Starting with just $200 if you do it correctly you should have nearly $1 million within 12 months or 12 transactions or growing weight. That being said you cannot do it without leverage. You can easily double $100 into $200 within one month just by buying and selling a few consumer items. But doubling $20,000 is a lot more difficult until we use leverage.

$20,000 used as a downpayment to control a property valued at $200,000 with just a small increase of 10% (which can easily be acheived providing you purchase well) Your return is $20,000 plus your original $20,000 equals a 100% return.

This is very hands on but it is the most easy and simple way to make money fast and easy. Quitting work within 4 months becomes a possibility so you can work full time in your investing business.

I hope this has assisted you to see what is possible. These three elements, Control, Segregation and Compounding rate are the lynch pins of a professional investing business.

Jack Reynolds' was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did Jack do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here

From the outset your odds are not good if you do not have much spare money available for wealth creation. Luck is one thing and many in this position simply see Vegas as their answer with only a few hundred dollars to "invest."

The world is full of people selling investment advice and investment opportunities but the reality is, if the investment was any good, they would just invest in it themselves. If you want to make money with no money, or very little money anyway there is one way. It is the only way as far as Im concerned and I will not be selling you a $20,000 hotdog franchise.

What you are about to read may simply change your life. You see, the process of compounding capital is not a secret. It is just well buried under all the hype and commercial hoopla. It is difficult for the ordinary person to discern their options when there is so much noise in the market place. Even the word "invest" makes ones belly turn as images of accountants and lawyers nibbling on our seed capital as the fee's and mysterious financial formula's are bandied about like swords around our ears. This is simple. This is straight forward and this is under your control.

To make money with no money, the first thing you must do is discard all the complexity. Next you must assess your bank balance and segregate a portion of it and put it into an account that will never be touched for anything but wealth creation.

The next thing you must understand is that "excess intrinsic value" is everywhere. This term you must understand. Excess intrinsic value is simply a term we have pioneered to identify a price point that an object will sell for in a reasonable period of time. It is the actual worth of the object in dollar terms, in its current condition. Intrinsic value is not an inflated figure nor is it a conservative figure, but it is the actual worth of the object. From this point we can look at what the seller is putting on it. If the sellers price differs from yours, and is lower, then you can say you have found an investment object with "excess intrinsic value" Of course after purchase there are things you can do to increase and add further value.

For example, take any object around you right now. Is there a coffee cup on your desk? Good, that can be a very simplistic example. Take the cup and look closely at it. What is its intrinsic worth? Pick it up and turn it in your hands. Look under it. Look for cracks in the enamel, look for faults in the value of this object. Find a magnifying glass and really go over the coffee cup. Give it a price. Name a figure in its current uncleaned condition, what is it worth? 30 cents? 10 cents? $1.10? What is its actual value. What would you pay for it if you had no cups and you needed one.

Now take this cup to your kitchen and carefuly begin to clean it. Not in a general way like you are washing the dishes, but in a specific and gentle way. Get the cup looking like new. Remove all blemishes with specific attention, dry it and set it back on the table and look at it. What would you pay for it now? Have you increased its intrinsic value? Or not. Is it worth a little more? Is it worth 10 cents more now? Is it more presentable? Is it worth 50 cents more?

What matters is not the dollar values but the percentage increase in "PERCEIVED" value. This is the "Excess intrinsic value" I was talking about earlier. In its uncleaned state, you were looking for potential. Things like cracks in the glaze are too difficult to repair economically and therefore would work against you. But stubborn blemishes are good because with a little effort these can be erased.

If you turned your little cup from a 30 cent "investment object" into a 90 cent investment object, then you can say you found 200% "excess intrinsic value."

There are other ways to gain access to "excess intrinsic value" For example utility. "Utility" is a term we use to describe WHY people by and sell. It is your job to uncover sellers reasons and uncover your buyers reasons so you can access "excess intrinsic value.

You can apply the same "cup example" to a house. The couple are divorcing and need to get out fast. Urgency is an excellent utility for a buyer or a seller. You make a low offer and without any other offers on the horizon they take your low offer. Next, a buyer comes along who has money but needs a house fast. This urgency of utlity is common and so excess intrinsic value is also common in all manner of investment objects.

To make money with no investment, you must start at the level your seed capital can handle and work steadily upwards. From pushbike to used computer. From computer to antique dish, from dish to grandfather clock, from clock to cheap car. From car to dearer car. From dearer car to a deposit on a small parcel of land. From a small parcel to a larger parcel that can be subdivided and so on. Using leverage (borrowed money) your returns can be huge, easily 200% per month or more.

This is about hands on control of your seed capital. This is how wealth is created. At the high end of town, investment objects are traded commonly to increase wealth in percentage terms. You can do it too but on a much more humble level.

Try compounding $100 by 100% every month for 12 months. That is get a calculator and type in 100 then the multiplication symbol then the figure 2 and repeat 12 times. You will find you will grow it into just under half a million dollars if you can continue to double your money every month. If you start with $200 then your final result at the end of 12 months will be nearly $1 million dollars.

Excess intrinsic value is everywhere, spare money lying around just waiting to be scooped up by you. All you have to do is find the right utility and extract the profits to re-apply to the next level investment object.

This is how it's done.

Jack Reynolds' was a broke Insurance salesman only 2 years ago, today he owns assets valued at several million dollars. What did Jack do in 24 short months? You can read about Jack's remarkable and rapid transformation and download Hayden's famous book "The Million Dollar Mentor" by clicking here

The majority of mutual funds don't make much money and 90% can't even beat the index.

If you can compound 10% annually consistently you're doing well, but this is hardly worth it when you take into account inflation.

Here we are going to look at mutual fund alternatives for big long term capital growth that can make you wealthy over the longer term.

Mutual funds performance

There are many alternatives to mutual funds, however lets first look at why the bulk cant make money and your chances of success are so slim.

1. Mutual funds don't have to report an average growth across all the funds they manage so they simply pick the best and when that fails go for another one and so on.

2. They make dealing fees and this creates a conflict of interest between their income and client profits

3. Bad funds simply get merged in to good ones and when the merged one does badly they merge again

4. They fool clients by telling them to look at the longer term and many investors hang on as this is the perceived wisdom but most investors never make much money

There are more reasons but the above are enough!

The only thing that matters in an investment is performance and that is why if you want to make big capital gains you need to look at alternatives to mutual fund investments.

What performance should you aim at?

A good level to aim at is about 20 - 30% compounded regularly and there are asset managers achieving this for clients in leveraged investments such as:

FOREX, futures, options and spread betting.

Keeping the risk manageable

Many investors here the word leverage and immediately think ?to risky?, but leverage is a powerful tool in the right hands and the following equation needs to be kept in mind:

Market vehicle traded + Management skills = Risk

It is not the market traded that limits or creates risk, it's the managers.

It's a bit like a high performance racing car:

In the hands of a novice the danger is high but in the hands of a formula one racing driver risk is reduced and it's the same in trading.

Picking the manger that's right for you

Here is a checklist on how to pick the right manager when looking at mutual fund alternative investments:

1. Look for target growth of 30% per annum and drawdowns under 20% and lasting no more than a year.

2. Look for track records of 3 to 5 years.

3. Make sure the track record presented is representative of ALL funds under management.

4. Look for managers who are prepared to earn money from performance fees only, and don't earn dealing fees - This wont guarantee profits of course, but shows the confidence of the manager.

Mutual fund investment alternatives for better growth

The fact is despite the huge adverting done by mutual companies they perform badly as a group today, you don't have to accept sub standard performance. There are plenty of innovative managers out there, who can and do deliver.

They are also prepared to demonstrate confidence in their skills by being paid on performance only.

Mutual fund alternative investments are out there, take some time to look for some and you will be glad you did!

For more free information on mutual fund alternative investments visit our website and see a trading program with an outstanding record of success from a company doing investment business for over 25 years, visit:

http://www.gann.co.uk